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Disclaimer

Important information about our services and limitations.

General Disclaimer

The information provided on the PolicyNeo Insurance website and through our services is for general informational and assistance purposes only. While we strive to ensure the accuracy of all information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on this website.

⚠️ Critical Notice: PolicyNeo Insurance is an insurance intermediary and not an insurance company. We do not underwrite insurance policies or make coverage decisions. All insurance products are offered by licensed insurance companies and are subject to their terms, conditions, and underwriting criteria.

Manual Verification Process

Our team manually verifies vehicle insurance expiry dates by cross-referencing information with insurance databases and partner insurers. Please note:

  • Verification is manual and may take time depending on the availability of information.
  • We cannot guarantee real-time or instant results.
  • Results are based on the information available at the time of checking and may not reflect recent changes.
  • We rely on data provided by third-party insurers and cannot guarantee the accuracy of their records.

Insurance Quotations

All renewal quotations provided by us are indicative and subject to change based on:

  • The specific terms and conditions of the insurer.
  • Changes in the vehicle's status, usage, or claim history.
  • Regulatory changes or updates to insurance laws.
  • Premium fluctuations based on market conditions.

Final policy issuance is always at the discretion of the insurance company.

Third-Party Links

Our website may contain links to third-party websites, including insurance company portals. These links are provided for your convenience. We do not endorse or take responsibility for the content, privacy policies, or practices of any third-party sites.

No Liability

To the fullest extent permitted by law, PolicyNeo Insurance shall not be liable for:

  • Any loss, damage, or injury arising from the use of our services or reliance on information provided.
  • Any delays, errors, or omissions in the verification process.
  • Any decisions made or actions taken based on our recommendations.
  • Any financial losses, penalties, or legal consequences resulting from expired insurance policies.

User Responsibility

It is your responsibility to:

  • Verify all information provided by us with your insurance company directly.
  • Ensure your vehicle insurance is renewed before expiry to avoid legal penalties.
  • Review and understand the terms and conditions of your insurance policy.
  • Maintain accurate and up-to-date records of your insurance documents.

No Warranties

Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that:

  • Our services will meet your requirements or expectations.
  • Our services will be uninterrupted, timely, secure, or error-free.
  • Any results obtained from our services will be accurate or reliable.

Legal Compliance

PolicyNeo Insurance operates in compliance with applicable Indian laws and regulations. However, users are solely responsible for ensuring that their use of our services complies with local laws in their jurisdiction.

Contact Us

If you have any questions about this Disclaimer or our services, please contact us:

This Disclaimer was last updated on January 15, 2026.